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Fenul Capital Investment
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Article
The simple math behind drawdowns
After a loss, you need a larger gain to get back to even. Small numbers make the point clear.
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In depth
If an investment falls 20%, you need a 25% gain on what is left to return to your starting balance—not 20%. Larger drops require even larger recoveries. That math is why risk control matters, especially if you are taking money out soon. Calculators on this site can illustrate the arithmetic; they do not predict markets or replace a plan built for you.
A 50% loss needs a 100% gain to fully recover.
Withdrawals during a drawdown can lock in losses.
Use scenarios, not a single optimistic return.
Important
Not investment advice
Articles and calculators on this site are for learning. They are not a recommendation to buy or sell any security, and they are not tailored to your personal situation.
No outcome guarantees
Markets are uncertain. We write to explain ideas and trade-offs—not to promise returns or timing.