Education vs personal advice
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fenulcapitalinvestment.com
Fenul Capital Investment
Clear articles and practical tools for people who invest seriously. Nothing here is personalized investment advice.
Calculator
Run the retirement projection simulator
Change a few inputs, read the summary, and reset if you want to compare cases. Outputs update as you edit so you can see how sensitive each result is to your assumptions.
Nominal balance
$3M
Raw dollars at the retirement start date.
Today's dollars
$2M
Inflation-adjusted view of the same future balance.
4% rule estimate
$130K
A quick annual draw estimate before tax planning.
Output path
The line updates immediately as you change the assumptions.
42 to 65
425365
Sustainable real income
$112K
Approximate annual spending in today's dollars if the portfolio must last through retirement.
Reading the page
What to look for
Inputs
Small changes first—see which numbers move the most.
Outputs
Charts and short text explain the result in plain language.
Limits
Models simplify real life. Taxes, fees, and timing can differ for you.
Important
Not investment advice
Articles and calculators on this site are for learning. They are not a recommendation to buy or sell any security, and they are not tailored to your personal situation.
No outcome guarantees
Markets are uncertain. We write to explain ideas and trade-offs—not to promise returns or timing.